Don't Wait to Buy Real Estate, Buy Real Estate and Wait!


Investing in Real Estate can be a powerful tool to build wealth and passive income at the same time.




Mortgage Payment Calculator & Amortization Table


Use this to help find out what your loan payments will be when analyzing a property


This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.


Mortgage Calculator


 


Important Formulas to Remember When Analyzing Your Investment


Net Operating Income (NOI):  Income before you pay debt service (loan payment)


                                                     Rental Income (less vacancy rate) - Operating Expenses


Capitalization Rate (Cap Rate):  Rate of return the cash from your business is generating


                                                         NOI / Purchase Price


                                                        **If we know the property financials and what cap rate we are seeking, an investor 


                                                            can make a reasonable offer based on these factors, plus any capital


                                                            improvements


Net Income:  Income after operating expenses and debt service is paid


                        NOI - (Principle + Interest)


Operating Expenses Include, but are not limited to:


   Utilities paid by Owner          Vacant Utilities          Property Taxes          Property Insurance          Maintenance


   Property Management          Accumulated Depreciation                          Administrative Costs       Marketing